Description of Services and Programs
The FCHNWLA does not give houses away. We partner with applicants to assist them in building their Fuller NWLA believes that helping individuals achieve the “American Dream” of home ownership leads to a reduction in substandard housing, blight, and crime in neighborhoods. The organization understands that vibrant neighborhoods consist of a variety of stabilizing elements in addition to decent housing, including active commerce, accessible social services, and safe recreation. Revitalized, safer neighborhoods can provide residents with the crucial support systems necessary to lift their families out of systemic poverty and build a different future for their children.
- Clients must perform 350 hours of “sweat equity,” attend a first-time home-buyer’s workshop, as well as go through credit counseling and other reviews in the application process. The recipients then pay a 20-year mortgage with no interest, the proceeds of which are returned to the organization to support the organization’s mission to build homes, building lives and changing communities.
- Homeowners are encouraged to be active participants in the community in which they live.
- The overall benefit of this program is that home-ownership is created for working families that would never experience the “American Dream” of home ownership due to the economic status.
- Beneficiaries of the Greater Blessing program receives minor home repairs or handicapped accessible ramps to improve the quality of life and provide a face lift to their existing homes.
- This program is primarily geared toward those that are elderly and/or disable homeowners on a below the poverty level income and upon selection, they are required to participate in the “Greater Blessing” program, which encourages volunteering on their home and tithing to the organization to assist with the cost of rehabilitation to provide for future recipients needs.