The FCHNWLA does not give houses away. We partner with applicants to assist them in building their homes and building better lives for themselves and their families. And have to date been able to help 43 families into their own homes.

Poverty blights the life chances of far too many children in our State and local area.

Substandard housing, blight and crime is reduced in the community, and individuals that have been living at or below the poverty level can experience the joy of owning a home and begin a systemic process of lifting themselves out of poverty.

Which is why we are absolutely determined to provide opportunities for individuals living in poverty to own a home.

Thus encouraging work among parent(s), increasing social mobility and putting the poorest families on the path to success thereby breaking the cycles of poverty passing from one generation to the next.

New Homeowners

• Recipients must perform 350 hours of “sweat equity,” attend a first-time home-buyer’s workshop, as well as go through credit counseling and other reviews in the application process. The recipients then pay a 20-year mortgage with no interest, the proceeds of which are returned to the organization to pay for new homes, rehabilitations, land acquisition and other program expenses.
• Homeowners are encourage to become part of a neighborhood watch program, participate in quarterly meeting to discuss ideals and community needs, and meet with community liaison officers and code enforcement officer to maintain a dialogue and discuss ways to keep the community and it’s resident safe and secure.
• The overall benefit of this program is that home-ownership is created for individuals that otherwise would never experience the “American Dream” of home ownership.

Existing Homeowners

• Beneficiaries of the house rehabilitation program receives minor home repairs and handicapped accessible ramps to improve this quality of life and provide a face lift to existing owner occupied homes.
• This program is primarily geared toward those that are elderly and/or disable homeowners on a fixed income and they are asked to participate in the “Greater Blessing” program, which encourages tithing to the organization to assist with the cost of rehabilitation to provide for future recipients needs.

So far we have been able to help 49 homeowners with our Greater Blessings program to have safer, more comfortable homes.